Wednesday, October 5, 2011

Cosmetic Surgery - Are You Covered By Health Insurance?

By Rodgers Bestgen


Cosmetic surgery, in its true sense, is an elective process that's performed to redo or boost body parts a patient could find unflattering. Since cosmetic surgery has a natural aesthetic intent, it is mostly not covered by health insurance. The argument put forth by insurance firms is that someone can very well do without cosmetic surgery, and the process is used for plain beautification rather than being a life saving surgery. On the other hand, reconstructive surgery is in general covered by health insurance, though the extent of coverage may vary a lot from one case to another.

In a number of ways, the answer to the insurance question lies in discerning whether the plastic surgery procedure is cosmetic or reconstructive. As an example, abdominoplasty (or belly reduction), when performed on an overweight patient to guard the patient against heart Problems, is suitable for health insurance. Boob reduction surgery, when carried out with the desire of reducing weight of the tits to stop orthopedic discomfort, is sometimes covered by health insurance. On the other hand, breast implants or augmentations are performed with the aesthetic aspect under consideration and , therefore , don't routinely qualify for an insurance.

There is a fine line dividing the two classes of plastic surgery, specifically cosmetic and reconstructive surgery, as far as eligibility for insurance is concerned. For instance, eyelid surgery, when performed to achieve an aesthetic enhancement is considered cosmetic and ineligible for insurance. The same process could be covered by insurance if the eyelids are bending to the limit of obscuring a patient's vision. The hard fact remains that almost all of the plastic surgery procedures are performed with an aesthetical intention, in order to reinforce attracting portions of the body.

Health Check Costa Rica has become a well known provider of personal service and advocate of standards and practices within Costa rica and world wide.

To summarize, plastic surgery that is performed to boost function rather than aesthetics is normally suitable for an insurance cover. But it's best to debate your case with an insurance agent, in order to define if you're eligible for an insurance cover.




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